KEYS SECURED: Lachlan Miners, 21, bought his first home last year and said the more he looked into home ownership, the more doable it seemed. Photo: Ebony Graveur.
KEYS SECURED: Lachlan Miners, 21, bought his first home last year and said the more he looked into home ownership, the more doable it seemed. Photo: Ebony Graveur.

REVEALED: How to buy a house before your 22nd birthday

AT 21, wanting space to yourself is not unusual.

But for Lachlan Miners, compromising on privacy was just one of the sacrifices involved in making home ownership a reality.

As soon as he finished school, Lachlan began working as an apprentice welder.

The money wasn't great but, from the beginning, he began putting a portion of his paycheck away.

He wasn't sure what he was saving for, but the idea of owning a house was appealing.

"Still living at home, it was easy to save because I didn't have many expenses," Lachlan said.

"Of course sometimes, if you're doing a lot, the savings go out the window and you buy things you don't need - but you still have to enjoy life."

After four to five years, he had a 20 per cent deposit saved for a house of his own close to Gatton's town centre.

After checking out his options, he bought in August.

His three-bedroom house near the racecourse in Gatton set him back $215,000.

The days of saving up for a deposit may be over but Lachlan's not about to rest on his laurels.

"It's a 30-year loan but I am paying off a bit extra each week so (it should take) 15 years or so," he said.

While he admits to having received some help from his parents he said the key to saving came down to the sacrifices he made.

"I guess the biggest help was (my parents) letting me stick around - it's easier to save than when you're out on your own," he said.

The effect of living with the 'rents was twofold.

"It is good living with mum and dad but it does get a bit much after a bit," he said.

"That's what really pushed me to knuckle down and do something to get the house."

Lachlan also made his own lunch, resisting the urge to join in when his colleagues splurged on sausage rolls.

"I had ham and cheese sandwiches instead of getting a sausage roll from the smoko van," he said.

"That's an easy way to lose a lot of money - to go and get takeaway every day."

"It does seem a bit daunting at first but the more you look into it, the more you realise it is quite achievable," he said.

"At the moment in Gatton, mortgage repayments are pretty similar or even slightly less than what it costs to pay rent."